The UK government has announced another round of help for those struggling with rising costs. A £300 second Cost of Living payment will be rolled out in June 2025 as part of a wider support package for millions of low-income households. This payment aims to ease the burden of inflation, high energy prices, and day-to-day living expenses.
Let’s break down who qualifies, when it’s being paid, and how you can make sure you receive it.
What Is the £300 Second Cost of Living Payment?
The £300 payment is part of the UK government’s cost of living support scheme, introduced to help households on certain benefits. This is the second instalment in a series of payments designed to support people who are already receiving government help through benefits or tax credits.
This payment is not a loan, and you don’t need to repay it.
Who Is Eligible for the June 2025 £300 Payment?
To qualify, you must be receiving one of the following means-tested benefits:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit
- Child Tax Credit
To receive the payment, you must have received one of these benefits during the qualifying period, which is expected to be around April 2025. The exact qualifying dates will be confirmed by the Department for Work and Pensions (DWP).
If your benefit was paused or reduced to £0 due to sanctions or income changes, you might not be eligible.
Payment Dates – When Will You Receive the £300?
The second cost of living payment will be sent out in June 2025.
Exact dates may vary based on your benefit type and payment system, but here’s a general idea:
- DWP benefits (like Universal Credit, Income Support, etc.): Payments will begin from mid-June 2025 and continue in batches.
- Tax Credit recipients (managed by HMRC): You may receive your payment a bit later, usually a few weeks after DWP recipients.
There is no need to apply. If you are eligible, the payment will be sent automatically to your usual bank account.
How Will You Receive the Payment?
The £300 will be sent directly to your bank account, the same way you receive your regular benefits or tax credits. It will be separate from your usual payment and clearly labelled to show it’s a cost of living support payment.
What If You Don’t Get Paid but Think You’re Eligible?
If you believe you qualify but do not receive the £300 by the end of the payment window:
- Wait a few days, as payments are made in phases.
- Check the official GOV.UK website or DWP’s cost of living payment page for updates.
- If still unpaid, you can report a missing payment through the official government portal.
Make sure your bank details are up to date and that you meet all eligibility conditions during the qualifying period.
Will There Be More Payments After This?
Yes, the £300 payment in June is just one part of the government’s broader cost of living support for 2025.
The full plan includes:
- A total of £900 split into three payments for those on means-tested benefits.
- An extra £150 for people with disabilities (paid separately).
- A £300 payment for pensioners, which is added to the Winter Fuel Payment.
So, if you’re eligible, you may receive multiple payments across the year depending on your circumstances.
How to Stay Updated
To stay informed about future payments, eligibility rules, and official updates:
- Visit the DWP website regularly.
- Keep an eye on letters, emails, or messages from HMRC or your benefits provider.
- Set alerts for official government announcements about cost of living support.
Final Thoughts
With rising prices and ongoing financial pressure, this £300 cost of living payment in June 2025 is a much-needed relief for many UK households. You don’t need to apply, but it’s important to check your eligibility, stay updated with announcements, and make sure your benefit details are correct.
If you qualify, expect the payment to arrive in your bank account automatically. And if not, don’t worry – there might be other support available depending on your circumstances.